$687.00 per month

Yep, that’s what I pay for health and dental insurance, out-of-pocket, every month.  I’m self-employed and that’s part of the game.

With that, I get superior service and peace of mind.  I can also fire the insurance company if they start to suck, and hire a new one.

I also pay the mortgage, car note, car insurance and food bill.  I don’t expect you to pay for any of those, so why should I expect you to pay for my health insurance?